VA Loan Officer in Vacaville, CA | Serving Solano County and Northern California
Your All-in-One Mortgage Broker. Helping families and veterans navigate VA, FHA, and conventional loans with clarity and care.
Stacey Solutions delivers VA, FHA, conventional, and jumbo loans across California with wholesale pricing and personalized support. Tim Stacey helps first-time buyers, military families, and homeowners refinance with competitive rates, fewer fees, and fast closings, powered by a broad lender network and a commitment to transparency.
Recognized by the National Association of Mortgage Brokers as Mortgage Broker of the Year, 2024, 2025 and 2026. See the recognition.
As Featured In
Yahoo Finance · AP News · Scotsman Guide · Benzinga · MarketWatch · FinanceWire
About Tim Stacey
Tim Stacey is the founder of Stacey Solutions, an award-winning mortgage brokerage serving Solano County, Northern California, and clients across the state. He has been recognized as Mortgage Broker of the Year in 2024, 2025 and 2026 by the National Association of Mortgage Brokers, three consecutive years, earned the Number One Lender Award for Purchase Business Speed to Close, and achieved PRO Elite status for consistent performance across all 12 months of 2025.
His work has been featured in Yahoo Finance, AP News, Scotsman Guide, Benzinga, MarketWatch, and FinanceWire. As a California-licensed wholesale mortgage broker, Tim specializes in VA loans for military families near Travis Air Force Base, along with FHA, conventional, and jumbo financing. Stacey Solutions is accredited by the Better Business Bureau, and Tim is a proud member of the Vacaville Chamber of Commerce. The brokerage is built on a commitment to clarity, competitive rates, and personal service.
What Our Clients Say
Key Services
- Home Purchase Loans: VA, FHA, USDA, Conventional, and Jumbo
- Refinancing: Rate-reduction and cash-out solutions tailored to your goals
- One-on-One Guidance: Support from pre-approval to close, and 30yrs beyond
Recognized as Mortgage Broker of the Year in 2024, 2025 and 2026 by the National Association of Mortgage Brokers and featured in Yahoo Finance, AP News, Scotsman Guide, Benzinga, MarketWatch, and FinanceWire for industry leadership and speed to close. Proudly based in Vacaville, serving Fairfield, Solano County, and all of California.
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Latest Articles
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Why Second Home Mortgage Rates Are Higher and How to Qualify (2026)
Are second home mortgage rates higher? Usually yes. Here is why lenders price second homes differently, what counts as a second home, the three things that are stricter when you qualify, and why comparing lenders matters.
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Do VA Loans Have PMI? What Veterans Pay Instead (2026)
VA loans have no PMI and no monthly mortgage insurance. Here is what veterans pay instead, who is exempt from the VA funding fee, and how VA compares with FHA and conventional mortgage insurance.
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VA Loan Preapproval in California: 7 Questions Veterans Ask (2026)
How long does a VA preapproval last? Can you hold it until you are ready? Can the amount go up? Seven VA loan preapproval questions answered by a Northern California VA loan specialist.
Local guides: Mortgage broker in Vacaville · Mortgage broker in Fairfield · VA loans near Travis AFB